What to do After Fire Damage?
Whether you live in Weymouth and Hingham, MA or anywhere else in Massachusetts, experiencing a house fire can be a frightening experience that can disrupt your entire life. However, knowing what to do immediately after the fire can make a dramatic difference. Taking the right series of actions can protect you, your loved ones and your property and make the rebuilding process a lot easier.
What to do after the fire department leaves?
Once the fire department has completed their work, they can give the homeowner and the insurance adjuster permission to enter the structure. At that point they can begin to assess the fire damage. Ultimately, the claims adjuster will decide if the home is a total loss and has to be demolished and rebuilt or if the home just needs to be repaired and cleaned up and is safe for the homeowner to return. During the walk through the homeowner and the adjuster will decide what things in the home can be salvaged and what is so badly damaged by soot, smoke, water and fire that it must be removed.
The adjuster will have to determine which things have smoke damage, soot damage and water damage. Water damage from fire can make many items unusable and have to be discarded. This process can be gut wrenching for the homeowner. However, during this walk through they should try to locate and remove important documents and any valuables they can:
- legal documents
- birth and marriage certificates
- insurance policies
- jewelry and family heirlooms
This will help the claims adjuster to make an accurate assessment of the total cost of the loss.